An 18 months 0% intro APR period on both purchases and balance transfers, plus zero foreign transaction fees, makes this is a strong well-rounded card. Optional, only if you want us to follow up with you. Credit cards. A Cash Advance Fee of either $10 or 5%, whichever is greater, will apply on each cash advance transaction. The 50,000 Bonus Points offer does not apply to account upgrades, account transfers, balance transfers, credit card checks, cash advances or overdrafts. Your APRs may increase to the variable Penalty APR of 29.99% if you fail to make a minimum payment to us when due. • Interest will be charged on any balance transfers made with your credit card, unless you have a 0% promotional offer or you pay the New Balance shown on your statement in … Fill out the form with the requested information. New York, NY, 10016. Basically, you can pre-qualify yourself for an HSBC credit card by seeing how well you meet your chosen card’s approval requirements. Tap & go® contactless payments are faster than swiping or inserting your card for payment. How to prequalify for Wells Fargo credit cards, How to prequalify for Discover credit cards, finder.com is a financial comparison and information service, not a bank or 13 The 50,000 Rewards Program Bonus Points (“Bonus Points”) offer applies when you open a new HSBC Elite World Elite Mastercard credit card and charge the qualifying amount or more in new purchases (minus returns, credits and adjustments) within the first three (3) months from Account opening (“Promotional Period”). A variable Purchase APR and variable Balance Transfer APR of 13.99% to 23.99%, depending on your creditworthiness, will apply to credit card purchases, balance transfers for the HSBC Cash Rewards Mastercard® credit card Student Account. Member FDIC. HSBC is the worst credit card that I have owned. The variable Cash APR applies to cash advances and overdrafts, and is 24.99%. To find out what may have changed, call 800.975.4722 (HSBC). Finder is committed to editorial independence. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. For more information, please see our Supported Browsers page. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. To find out what may have changed, call 800.975.4722 (HSBC). Click here to find out what these terms actually mean. with the product or service provider and understand the information they provide. Five ways to handle your debt and repay what you owe. The Annual Fee will not be assessed to your credit card Account within the first year of Account opening. Check the disclosure agreement box and then click the. ... Mastercard Pre-Authorized Debit Plan . HSBC Mortgage Pre-Approval Rates updated: January 15, 2021 at 12:21 AM It’s a common misconception that you’ll get a better mortgage rate from a bank just because you’ve been their customer for a long time. HSBC Premier Mastercard Black credit card HSBC Premier Mastercard HSBC Premier BermudaCard credit card ... * Same day mortgage pre-approval available for in-branch appointments only. **On Purchases and Balance Transfers for the first 12 months from Account opening.3 Balance Transfers must be posted within the first 60 days following Account opening. When you request prequalification, it doesn’t mean you have applied for a card. If you are Coverage may be underwritten and managed by companies that are not affiliated with Mastercard® or HSBC Bank USA, N.A. Typically, the card provider will check your credit information using a soft pull, which unlike a hard pull, doesn’t affect your credit score. Credit cards from HSBC Canada let you to choose the right options for you. See Summary of Terms for details. regularly, HSBC Cash Rewards Mastercard® credit card, Air Canada to launch new Chase credit card in the US, How to separate your finances during divorce, Merrick Bank Double Your Line® Secured Visa® Credit Card review, Think twice before applying for a store credit card this holiday season, CreditLend short-term loan connection service review, Nelnet Bank gets into student lending with refinancing, Go to the HSBC website’s main page and click on. We're here to help you. Cash instalment plan . A check fee of either $10 or 4%, whichever is greater, will apply on each check written for purposes other than Balance Transfer. That doesn’t mean that you can’t prepare yourself ahead of applying for an HSBC credit card. The information about the HSBC Gold Mastercard credit card has been collected independently by CreditCards.com. Here’s how to use it: The offers you receive, if any, depend on your credit score and financial history. Those looking to prequalify for HSBC credit cards can rejoice: HSBC has recently implemented a prequalification feature on its website, letting you trade in some financial information to see which HSBC cards you might qualify for. Confirm details with the provider you're interested in before making a decision. 8 For the first $25,000 in new purchases within the first twelve (12) months from Account opening, you will earn three (3) Rewards Program points (“points”) per dollar on dining and select entertainment purchases, and two (2) points per dollar on all other purchases. There is no Foreign Transaction Fee. There is no Annual Fee or Foreign Transaction Fee. Same day mortgage pre-approval Residential mortgage The HSBC Family Springboard Mortgage Mortgage switch ... As an HSBC Credit Card customer, you can register to receive an email when your card is used. A check fee of either $10 or 4%, whichever is greater, will apply on each check written for purposes other than Balance Transfer. The Minimum Interest Charge is $1.00. This lets you prequalify with multiple providers and apply for the card that offers … For each billing cycle, variable APRs are calculated by adding a specified amount (“Spread”) to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month (“Prime Rate”). 16 The information about the costs and benefits of the card described is accurate as of {{currentDate}}. So barely meeting a card’s minimum requirements may not cut it. 3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases, 0% intro for the first 12 months (then 13.99% to 23.99% variable). A Cash Advance Fee of either $10 or 5%, whichever is greater, will apply on each cash advance transaction. See Summary of Terms for details. HSBC Platinum Credit Card. unsure, you should get independent advice before you apply for any product or commit to any plan. HSBC Malaysia . Learn more Learn more for HSBC Credit Card This link will open in a new window. Finder.com LLC. **On Purchases and Balance Transfers for the first 12 months from Account opening9. A Balance Transfer Fee of either $10 or 4%, whichever is greater, will apply on each balance transfer. Kevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. All Rights Reserved. Finder.com is an independent comparison platform and For each billing cycle, variable APRs are calculated by adding a specified amount (“Spread”) to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month (“Prime Rate”). (It’s important to remember that your credit score is only one factor banks use in making credit decisions.) We have detected your browser is out of date. The variable Cash APR applies to cash advances and overdrafts and is 24.99%. Other card providers also offer prequalification. For each billing cycle, variable APRs are calculated by adding a specified amount ("Spread") to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month ("Prime Rate"). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. After the Introductory Period, a variable Purchase APR of 13.99% to 23.99%, depending on your creditworthiness, will apply to credit card purchase balances; and a variable Balance Transfer APR of 13.99% to 23.99%, depending on your creditworthiness, will apply to balance transfers, for the HSBC Cash Rewards Mastercard® credit card. We strive to ensure our content is clear and honest. A … To find out what may have changed, call 888.662.4722 (HSBC). Hold – Briefly hold your card close to the terminal until it confirms the payment with a green light or beep. An Overdraft Transaction Fee of either $10 or 5%, whichever is greater, will apply on the overdraft amount, if applicable. Learn how we maintain accuracy on our site. These APRs will vary with the market based on the Prime Rate. The information may have changed after that date. Find out more about our credit cards and the guidance we have on offer. Cash Rewards can be redeemed as cash back. Use our quick and simple guide to find out more about a range of HSBC credit cards. A variable Purchase APR applies to credit card purchases and will be 14.99% to 18.99%, depending on your credit worthiness. Your APRs may increase to the variable Penalty APR of 29.99% if you fail to make a minimum payment to us when due. After the first $10,000 in new purchases, or the first year, whichever comes first, you will earn 1.5 Cash Rewards per dollar on all new purchases. There is no Annual Fee or Foreign Transaction Fee. The variable Cash APR applies to cash advances and overdrafts, and is 24.99%. 7 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. © HSBC Bank USA, N.A. The Minimum Interest Charge is $1.00. Points do not apply to account upgrades, account transfers, balance transfers, credit card checks, cash advances or overdrafts. close navigation. Instead, they mail pre-qualified offers to customers that meet criteria that they are looking for. You are about to post a question on finder.com: I agree to Finder’s terms of use and privacy and cookie policy, and I opt in to receive email from Finder, Subscribe me to Finder’s free weekly newsletter for budgeting tools, timely news and savings essentials to take control of your finances, 32 East 31st Street, 4th Floor, 2 For the first $10,000 in new purchases within the first twelve (12) months from Account opening, you will earn three (3) Cash Rewards per dollar. The card details have not been reviewed or approved by the card issuer. For other exclusive HSBC Visa Infinite Credit Card offers, please visit https://hsbc.com.sg/infinite. Your HSBC Elite World Elite Mastercard® credit card must be open and in good standing at the time of Bonus Points fulfillment. The HSBC Cash Rewards Mastercard® Student Account is only available for customers who are opening and are approved for or hold an existing consumer deposit relationship (Checking, Savings or Certificate of Deposit) with HSBC Bank USA, N.A. 14 HSBC Advance Mastercard® requires a U.S. HSBC Advance or Premier relationship. Learn about HSBC Premier. Dashers can get instant access to earnings, plus 2% cash back at gas stations with this prepaid card. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software. A check fee of either $10 or 4%, whichever is greater, will apply on each check written for purposes other than Balance Transfer. The Minimum Interest Charge is $1.00. Credit card prequalification helps card providers to determine whether you qualify for their card products. Issuance of the credit card is at the sole discretion of the Bank and is subject to the Bank’s internal approval norms. The variable Cash APR applies to cash advances and overdrafts and is 24.99%. Increase control over business expenditures and manage working capital more effectively with HSBC’s comprehensive suite of corporate credit card 1 solutions. 6 No credit history required; however, applicant must meet the eligibility requirements for the HSBC Cash Rewards Mastercard® credit card Student Account. We may receive compensation from our partners for placement of their products or services. Basically, you can pre-qualify yourself for an HSBC credit card by seeing how well you meet your chosen card’s approval requirements. I was charged for a late fee when I paid it at the end of the prior month, and it was due at the beginning of the next. While we receive compensation when you click links to partners, they do not influence our content. A Balance Transfer Fee of either $10 or 4%, whichever is greater, will apply on each balance transfer. HSBC does not allow you to check for pre-qualified credit card offers online. Balance Transfers must be posted within the first 60 days following Account opening. We may also receive compensation if you click on certain links posted on our site. 5 You will earn 1.5 Cash Rewards per dollar on all new purchases. 9 The information about the costs and benefits of the card described is accurate as of {{currentDate}}. Pre-approval for a credit card is a process that allows banks to check your credit history and general information without a hard inquiry on your credit report. The Minimum Interest Charge is $1.00. After the first $25,000 in new purchases, or the first year, whichever comes first, you will earn two (2) points per dollar on dining and entertainment purchases, and one (1) point per dollar on all other purchases. The HSBC Gold Mastercard is a decent card for users looking to pay down large debts with a generous introductory APR. If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. For each billing cycle, variable APRs are calculated by adding a specified amount (“Spread”) to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month (“Prime Rate”). Many major credit card banks offer some kind of pre-approval tool, although some are better than others. For a complete list of HSBC Advance Relationship eligibility requirements please visit https://www.us.hsbc.com/advance/ or speak with an HSBC Branch Representative. See Summary of Terms for details. 3 The information about the costs and benefits of the card described is accurate as of {{currentDate}}. Your APRs may increase to the variable Penalty APR of 29.99% if you fail to make a minimum payment to us when due. There is no Foreign Transaction Fee. If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. How you earn Rewards Points or Cash Rewards: You earn Points or Cash Rewards when you use your card to make new purchases (minus returns, credits and adjustments). A Balance Transfer Fee of either $10 or 4%, whichever is greater, will apply on each balance transfer. A variable Purchase APR applies to credit card purchases and will be 14.99% to 18.99%, depending on your credit worthiness. The information may have changed after that date. ... Add your HSBC credit card to an Apple Pay, Google Pay or Samsung Pay device to enjoy payment in a fast and easy way. For each billing cycle, variable APRs are calculated by adding a specified amount (“Spread”) to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month (“Prime Rate”). The Bonus Points offer does not apply to account upgrades, account transfers, balance transfers, credit card checks, cash advances or overdrafts. Credit Card - Apply for a credit card online in India at HSBC and benefit from a range of offers. A Cash Advance Fee of either $10 or 5%, whichever is greater, will apply on each cash advance transaction. Please refer to the HSBC Premier World Mastercard® credit card Rewards & Benefits brochure and the Mastercard Guide to Benefits brochure for full details. See Summary of Terms for details. An Overdraft Transaction fee of $10 or 5%, whichever is greater, will apply on the overdraft amount. Looking for a credit card? Ways to protect your assets and what you need to know about marital debt. *On Purchases and Balance Transfers for the first 18 months from Account opening. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. to us. The variable Cash APR applies to cash advances and overdrafts, and is 24.99%. Keep in mind, even if you prequalify for a certain card, there’s no guarantee that your application will be approved. Cash Rewards do not apply to account upgrades, account transfers, balance transfers, credit card checks, cash advances or overdrafts. After that, a competitive variable APR of 14.99% to 18.99%9 will apply. A Balance Transfer Fee of either $10 or 4%, whichever is greater, will apply on each balance transfer. An Overdraft Transaction Fee of either $10 or 5%, whichever is greater, will apply on the overdraft amount, if applicable. *worth at least $400 in air travel, after spending $3,000 in the first 3 months from Account opening10, *worth $750 in airfare when booked online through HSBC Travel, after spending $4,000 in the first 3 months of Account opening13. Signup offer of 2x points in the first year on up to $25,000, then 2x points on dining and entertainment and 1x points on all other purchases. We may rely on information that is provided To find out what may have changed, call 888.662.4722 (HSBC). This new online bank offers the kind of low rates you’d normally have to apply for in person. The variable Cash APR of 24.99% will apply to cash advances and overdrafts. A variable Balance Transfer APR applies to balance transfers and will be 14.99% to 18.99%, depending on your credit worthiness, for the HSBC Premier World Mastercard® credit card. Apply online and get exclusive benefits. To find out what may have changed, call 800.975.4722 (HSBC). *on purchases in the first 12 months from Account opening, up to the first $10,000 in purchases2. But the HSBC Gold Mastercard® credit card does offer a few ways to manage your money, especially if you need a little help getting out of debt. Student only offerGet rewarded for being financially responsible. After first year rewards offer, 2x points on dining and entertainment and 1x points on all other purchases, 0% intro for the first 12 months (then 14.99% to 18.99% variable), $0 intro annual fee for the first year ($45 thereafter). After that, a competitive variable APR of 13.99% to 23.99%3 will apply. A Balance Transfer Fee of either $10 or 4%, whichever is greater, will apply on each balance transfer. Benefits may not be offered in every state. However, you may receive a pre-screened offer by mail, email, or during check-out. Here’s how to (pre) qualify for an HSBC credit card: Cash Rewards can be redeemed as cash back. Add or update your credit card alert preferences online, anywhere, anytime. There is no Foreign Transaction Fee. These APRs will vary with the market based on the Prime Rate. Air Canada anticipates launching the new credit card and also joining Chase’s lineup of travel partners in 2021. Ideal for online groceries & overseas spend 8x Reward Points on Contactless spend 5x Reward Points on Online, Groceries and Overseas spend So barely meeting a card’s minimum requirements may not cut it. Your application will be approved Advance Mastercard® requires a U.S. HSBC Advance Relationship eligibility please... Earn Points provider you 're interested in before making a decision the circles design is a registered trademark, is! Right options for you Points to post to your Account Account when you on! Is an independent comparison platform and information service that aims to provide you with information help. As if you would get prequalified by HSBC Bank USA, N.A 2 % cash on... 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Basically, you can pre-qualify yourself for an HSBC credit card purchases will! Is correct in order to earn cash Rewards Mastercard® credit card is to request pre-approval on issuer. Time of Bonus Points to post to your Account of those products transfers, transfers. A new window payment if you would get prequalified by HSBC Bank USA, N.A fraud alert program provided! Contactless payments on all purchases https: //www.us.hsbc.com/premier/ or speak with an HSBC credit card may boring... Can change between updates placement of their products or services have applied for a card! Can pre-qualify yourself for an HSBC credit card is to request pre-approval an... At the time of Bonus Points to post to your credit card that I have owned after... Receive payment if you are unsure, you may receive compensation if you to... You a roughly 90 % chance of actually getting an Account when you prequalification... With your Relationship Manager 50 preapproval credit cards are available with Apple,! 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